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LOANS & ADVANCES

Interest Rates on Loans & Advances

ANDHRA PRADESH GRAMEENA VIKAS BANK

HEAD OFFICE: :WARANGAL

REVISION OF INTEREST RATES ON ADVANCES

Segment

Existing Rate

Revised rate

 

PGL

Bullet Payment

13.85%

12.75%

Over Draft (VikasSwarna)

14.25%

12.50%

Term Loan (Vikas Jewel)

13.75%

12.25%

 

Housing Loans

Women

8.30%

8.60%

Men

8.35%

8.65%

For Repairs and Upgradation (Maximum Rs 5 Lacs)

14.00%

9.50%

HL-PMAY(EWS)-LIG-MEN(UP TO 20.00LAKHS) - 8.36%
HL-PMAY(EWS)-LIG-WOMEN(UP TO 20.00LAKHS) - 8.36%
HL-PMAY(CLSS)-MIG-I - 8.65%
HL-PMAY(CLSS)-MIG-II - 8.65%
APGVB-REALTER-FOR PLOT PURCHASE(SALARISED)   9.15%
APGVB-REALTER-FOR PLOT PURCHASE(OTHERS)   9.65%

General Purpose Asset Backed Mortgage Loans

Term Loans

14.00%

11.50%

Overdraft Facility

14.25%

11.75%

ASSET BACKED AGRI(CC/OD) - 11.50%

Personal Loans to Employees

With Check–off facility.

17.00%

13.00%

Without Check off facility.

17.00%

16.00%

Education Loans

UptoRs 4.0 Lacs

12.00%

11.50%

Above Rs4.0lacs

13.00%

11.50%

Car Loans

To Public

11.00%

9.95%

Two Wheeler Loans To public - 12.00%

 

 

SME/ISB Loans

Cash Credit / Over Draft FacilityUptoRs 5 Lacs.

13.75%

12.50%

Cash Credit / Over Draft Facility Above Rs 5 Lacs.

14.00%

13.75%

Loans covered  under CGTMSE   up-to Rs 10 Lakh.(MUDRA)

13.52%

10.00%

Term Loans  UptoRs 5 lacs

14.00%

13.75%

Term Loans Above Rs 5 Lacs

15.00%

14.25%

ISB- UP TO 5.00LAC(T.L) - 13.75%
ISB-ABOVE-5.00LAC(T.L) - 14.25%
ISB-UP TO 5.00LAC(CC/OD) - 13.75%
ISB-ABOVE-5.00LAC(CC/OD) - 14.00%

 

 

SHGs

General

14.00%

12.50%

NRLM O/s UptoRs. 3 lakh

7.00%

7.00%

 NRLM o/sAbove Rs.3 lakh

14.00%

14.00%

Through MACS/VOs

14.00%

12.50%

Crop Loans (Including  KCC,RMGs, JLGs, KouluRuthulu, ) (Disbursed during the Subvention period)

UptoRs 3 Lacs till expiry of 1 year

7.00%

7.00%

Above Rs 3 Lacs 

14.00%

14.00%

Agrl. Term Loans and Allied Agrl.Term Loans (including JLGs, RMGs)

UptoRs 50,000/-

13.00%

12.00%

50,001/- to 1,00,000/- 12.00% 12.50%

Above Rs 1,00,000/- AND UP TO 3.00LAC

14.00%

12.75%

ABOVE 3.00 LAC - 13.00%

Clean Overdraft

-

18.50%

18.50%

General Purpose credit cards (GCC)

Up to 5.0lac

14.00%

13.75%

  Above5.0lacs   14.00%

Solar Off-Grid

-

11.00%

11.00%

Overdraft Facility to Land Lord

Owners of our branch premises

13.50%

13.50%

Demand Loans.

Loans against NSC/ KVP/LIC Policies etc.,

15.00%

15.00%

Savings Bank cum OD account

 

14.00%

10.10%

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