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LOANS & ADVANCES

Interest Rates on Loans & Advances

ANDHRA PRADESH GRAMEENA VIKAS BANK

HEAD OFFICE: :WARANGAL

REVISION OF INTEREST RATES ON ADVANCES

Segment

Existing Rate

Revised rate

 

PGL

Bullet Payment

13.85%

12.75%

Over Draft (VikasSwarna)

14.25%

12.50%

Term Loan (Vikas Jewel)

13.75%

12.25%

 

Housing Loans

Women

10.10%

8.90%

Men

10.10%

8.95%

For Repairs and Upgradation (Maximum Rs 5 Lacs)

14.00%

9.50%

General Purpose Asset Backed Mortgage Loans

Term Loans

14.00%

11.50%

Overdraft Facility

14.25%

11.75%

Personal Loans to Employees

With Check–off facility.

17.00%

13.00%

Without Check off facility.

17.00%

16.00%

Education Loans

UptoRs 4.0 Lacs

12.00%

11.50%

Above Rs4.0lacs

13.00%

11.50%

Car Loans

To Public

12.50%

11.00%

Two Wheeler Loans To public - 12.00%

 

 

ISB/SME Loans

Cash Credit / Over Draft FacilityUptoRs 5 Lacs.

15.00%

13.75%

Cash Credit / Over Draft Facility Above Rs 5 Lacs.

15.00%

14.00%

Loans covered  under CGTMSE   up-to Rs 10 Lakh.

14.00%

13.52%

Term Loans  UptoRs 5 lacs

14.00%

13.75%

Term Loans Above Rs 5 Lacs

15.00%

14.25%

 

 

SHGs

General

14.00%

12.50%

NRLM O/s UptoRs. 3 lakh

7.00%

7.00%

 NRLM o/sAbove Rs.3 lakh

14.00%

14.00%

Through MACS/VOs

14.00%

12.50%

Crop Loans (Including  KCC,RMGs, JLGs, KouluRuthulu, ) (Disbursed during the Subvention period)

UptoRs 3 Lacs till expiry of 1 year

7.00%

7.00%

Above Rs 3 Lacs 

14.00%

14.00%

Agrl. Term Loans and Allied Agrl.Term Loans (including JLGs, RMGs)

UptoRs 50,000/-

13.00%

12.00%

50,001/- to 1,00,000/-   12.0%

Above Rs 1,00,000/-

14.00%

12.75%

Clean Overdraft

-

18.50%

18.50%

General Purpose credit cards (GCC)

Up to 5.0lac

14.00%

13.75%

  Above5.0lacs   14.00%

Solar Off-Grid

-

11.00%

11.00%

Overdraft Facility to Land Lord

Owners of our branch premises

13.50%

13.50%

Demand Loans.

Loans against NSC/ KVP/LIC Policies etc.,

15.00%

15.00%

Savings Bank cum OD account

 

14.00%

14.00%

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