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REVISION OF INTEREST RATES ON DEPOSITS
REVISION OF INTEREST RATES ON DEPOSITS
Revised ROI On Deposits-DOMESTIC/NRO/NRE-REVISION
(w.e.f. 01-07-2019)
|
Period of Deposit |
General Public |
Sr. Citizen |
Staff |
Retired staff on superannuation |
|
7 to 14 days |
6.15% |
6.65% |
7.15% |
7.65% |
|
15 to 45 days |
6.15% |
6.65% |
7.15% |
7.65% |
|
46 to 90 days |
6.90% |
7.40% |
7.90% |
8.40% |
|
91 to 179 days |
6.95% |
7.45% |
7.95% |
8.45% |
|
180 days to 210 days |
7.00% |
7.50% |
8.00% |
8.50% |
|
211 days to 364 days |
7.50% |
8.00% |
8.50% |
9.00% |
|
VIKAS-12 |
7.50% |
8.00% |
8.50% |
9.00% |
|
VIKAS DHANAVARSHA - 444 |
7.77% |
8.00% |
8.77% |
9.00% |
|
1 year to less than 2 years |
7.10% |
7.60% |
8.10% |
8.60% |
|
2 year to less than 3 years |
7.00% |
7.50% |
8.00% |
8.50% |
|
3 year to less than 5 years |
6.60% |
7.10% |
7.60% |
8.10% |
|
5 years to 10 years |
6.60% |
7.10% |
7.60% |
8.10% |
Savings Bank A/c Balance up to 15.00lakhs: 3.5% Per Annum.(w.e.f-19-11-2017)
Savings Bank A/c Balance above 15.00lakhs: 4.0% Per Annum (w.e.f-19-11-2017)
Interest rates on our Special Deposit Products
|
S.No |
Special Deposit Product |
Scheme Duration |
Principal amount/Unit Amount (Rs) |
Revised Rate from 23.05.2018 |
Maturity Value (Amount in Rs) |
||
|
General Public |
Senior Citizen |
General Public |
Senior Citizen |
||||
|
1 |
Vikas 18 |
18 Months |
Rs.18000/- (In multiples) |
7.10 |
7.60 |
- |
- |
|
2 |
VikasDhanaVarsha |
Less than 36 Months |
Rs.1,00,000/- (in Multiples) maximum upto Rs.5,00,000/- |
7.00 |
7.50 |
Maturity should be based on term length |
Maturity should be based on term length |
|
3 |
Vikas 51 |
60 months |
Rs.51000/- |
6.60 |
7.10 |
70749 |
72509 |
|
4 |
VikasPatra |
36 months |
Rs.800/- (Multiples) |
6.60 |
7.10 |
974 |
988 |
Pre-closer penalty of term deposits:
a) The interest shall be 1% below the rate of applicable at the time of deposit for the period Deposit remained with the bank or 1% below the contracted rate, whichever is lower.
b) These instructions are also applicable for premature withdrawal of existing term deposits.
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SPECIAL DEPOSIT PRODUCTS |
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Sl .No |
Product |
Term |
Prinicipal/ Unit Amount |
Revised Rate of Interest (% per annum) |
Maturity (Amount in Rs) &n |
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