LOANS & ADVANCES

Segment

Interest Rate

Personal Gold Loan ( Loan amount <= Rs.2.00 Lakhs)

9.00%

Personal Gold Loan or Term Loan (Vikas Jewel) (Loan amount > Rs.2.00 Lakhs)

9.75%

Multipurpose Agri Gold Loan Scheme bullet payment (Loan amount <= 2 lakhs)

8.50%

Multipurpose Agri Gold Loan Scheme (Loan amount > 2 lakhs)

9.75%

Multipurpose Agri Gold Loan Scheme half yearly repayment

9.75%

Housing Loans Women(sal& nonsal respectively)

6.65% to 7.35%

Housing Loans Men(sal& nonsal respectively)

6.70% to 7.40%

For Repairs and Upgradation (Maximum Rs 5 Lacs)

Housing Loan - PMAY (Women)

6.65%-7.65%

Housing Loan - PMAY (Men)

6.70%-7.70%

HL Top up Loan

HL ROI + 1%

APGVB-REALTY-FOR PLOT PURCHASE

9.35%

General Purpose Asset Backed Mortgage Term Loan

10.50%

Personal Loans to Employees With Check–off facility.

10.50%

Without Check off facility.

12.00%

Education Loans Upto and including Rs 4.00 Lacs

11.50%

Education Loans Above Rs.4.00 Lacs

11.50%

Car Loans To Public

9.95%

Two Wheeler Loans To public

12.00%

SME/ISB Loans Cash Credit / Over Draft Facility Upto Rs 5 Lacs.

13.75%

Cash Credit / Over Draft Facility Above Rs 5 Lacs.

12.50%

Loans covered  under CGTMSE   up-to Rs 10 Lakh.(MUDRA)

10.00%

Term Loans  Upto Rs 5 lacs

13.75%

Term Loans Above Rs 5 Lacs

12.50%

ISB- UP TO 5.00LAC(T.L)

ISB-ABOVE-5.00LAC(T.L)

12.50%

ISB-UP TO 5.00LAC(CC/OD)

13.75%

ISB-ABOVE-5.00LAC(CC/OD)

12.50%

SHGs General

12.50%

NRLM O/s UptoRs. 3 lakh

7.00%

 NRLM o/sAbove Rs.3 lakh

12.50%

Through MACS/VOs

12.50%

Crop Loans (Including  KCC,RMGs, JLGs, KouluRuthulu, ) (Disbursed during the Subvention period)UptoRs 3 Lacs till expiry of 1 year

7.00%

Above Rs 3 Lacs 

14.00%

Agrl. Term Loans and Allied Agrl.Term Loans (including JLGs, RMGs)UptoRs 50,000/-

12.00%

50,001/- to 1,00,000/-

12.50%

Above Rs 1,00,000/- AND UP TO 3.00LAC

12.75%

ABOVE 3.00 LAC

13.00%

Clean Overdraft

General Purpose credit cards (GCC) Up to 5.0lac

13.75%

Above5.0lacs

14.00%

Solar Off-Grid

11.00%

Overdraft Facility to Land Lord -Owners of our branch premises

Demand Loans. Loans against NSC/ KVP/LIC Policies etc.,

15.00%

Savings Bank cum OD account

10.10%