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LOANS & ADVANCES
Interest Rates on Loans & Advances
ANDHRA PRADESH GRAMEENA VIKAS BANK
HEAD OFFICE: :WARANGAL
REVISION OF INTEREST RATES ON ADVANCES
|
Segment |
Existing Rate |
Revised rate |
|
|
PGL |
Bullet Payment |
13.85% |
12.75% |
| Multipurpose Agri Gold Loan Scheme (12M,36M) | - | 9.75% | |
| Personal Gold Loan | - | 12.75% | |
| Priviliged personal gold loan | - | 9.00% | |
|
Term Loan (Vikas Jewel) |
13.75% |
12.25% |
|
|
Housing Loans |
Women |
8.30% |
8.30% |
|
Men |
8.35% |
8.35% |
|
|
For Repairs and Upgradation (Maximum Rs 5 Lacs) |
14.00% |
9.50% |
|
| HL-PMAY(EWS)-LIG-MEN(UP TO 20.00LAKHS) | - | 8.35% | |
| HL-PMAY(EWS)-LIG-WOMEN(UP TO 20.00LAKHS) | - | 8.30% | |
| HL-PMAY(CLSS)-MIG-I | - | 8.35% | |
| HL-PMAY(CLSS)-MIG-II | - | 8.35% | |
| APGVB-REALTER-FOR PLOT PURCHASE(SALARISED) | 9.15% | ||
| APGVB-REALTER-FOR PLOT PURCHASE(OTHERS) | 9.65% | ||
|
General Purpose Asset Backed Mortgage Loans |
Term Loans |
11.50% |
10.50% |
| ASSET BACKED AGRI(CC/OD) | - | 11.50% | |
|
Personal Loans to Employees |
With Check–off facility. |
13.00% |
10.50% |
|
Without Check off facility. |
16.00% |
12.00% |
|
|
Education Loans |
UptoRs 4.0 Lacs |
12.00% |
11.50% |
|
Above Rs4.0lacs |
13.00% |
11.50% |
|
|
Car Loans |
To Public |
11.00% |
9.95% |
| Two Wheeler Loans | To public | - | 12.00% |
|
SME/ISB Loans |
Cash Credit / Over Draft FacilityUptoRs 5 Lacs. |
13.75% |
12.50% |
|
Cash Credit / Over Draft Facility Above Rs 5 Lacs. |
14.00% |
13.75% |
|
|
Loans covered under CGTMSE up-to Rs 10 Lakh.(MUDRA) |
13.52% |
10.00% |
|
|
Term Loans UptoRs 5 lacs |
14.00% |
13.75% |
|
|
Term Loans Above Rs 5 Lacs |
15.00% |
14.25% |
|
| ISB- UP TO 5.00LAC(T.L) | - | 13.75% | |
| ISB-ABOVE-5.00LAC(T.L) | - | 14.25% | |
| ISB-UP TO 5.00LAC(CC/OD) | - | 13.75% | |
| ISB-ABOVE-5.00LAC(CC/OD) | - | 14.00% | |
|
SHGs |
General |
14.00% |
12.50% |
|
NRLM O/s UptoRs. 3 lakh |
7.00% |
7.00% |
|
|
NRLM o/sAbove Rs.3 lakh |
14.00% |
14.00% |
|
|
Through MACS/VOs |
14.00% |
12.50% |
|
|
Crop Loans (Including KCC,RMGs, JLGs, KouluRuthulu, ) (Disbursed during the Subvention period) |
UptoRs 3 Lacs till expiry of 1 year |
7.00% |
7.00% |
|
Above Rs 3 Lacs |
14.00% |
14.00% |
|
|
Agrl. Term Loans and Allied Agrl.Term Loans (including JLGs, RMGs) |
UptoRs 50,000/- |
13.00% |
12.00% |
| 50,001/- to 1,00,000/- | 12.00% | 12.50% | |
|
Above Rs 1,00,000/- AND UP TO 3.00LAC |
14.00% |
12.75% |
|
| ABOVE 3.00 LAC | - | 13.00% | |
|
Clean Overdraft |
- |
18.50% |
18.50% |
| ATL-Multi Purpose AGL | UPTO Rs.10,00,000 | - | 9.75% |
|
General Purpose credit cards (GCC) |
Up to 5.0lac |
14.00% |
13.75% |
| Above5.0lacs | 14.00% | ||
|
Solar Off-Grid |
- |
11.00% |
11.00% |
|
Overdraft Facility to Land Lord |
Owners of our branch premises |
13.50% |
13.50% |
|
Demand Loans. |
Loans against NSC/ KVP/LIC Policies etc., |
15.00% |
15.00% |
|
Savings Bank cum OD account |
|
14.00% |
10.10% |
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