LOANS & ADVANCES

ANDHRA PRADESH GRAMEENA VIKAS BANK

HEAD OFFICE: :WARANGAL

REVISION OF INTEREST RATES ON ADVANCES

Segment

Interest Rate

PGL Bullet Payment

12.75%

Multipurpose Agri Gold Loan Scheme bullet payment up to 2 lakhs

8.50%

Personal Gold Loan

8.50%

Term Loan (Vikas Jewel)

9.75%

Multipurpose Agri Gold Loan Scheme half yearly repayment

9.75%

Housing Loans Women

7.95 to 8.05%

Housing Loans Men

8.00 to 8.10%

For Repairs and Upgradation (Maximum Rs 5 Lacs)

9.50%

HL-PMAY(EWS)-LIG-MEN(UP TO 20.00LAKHS) (sal& nonsal respectively)

8.00 & 8.10%

HL-PMAY(EWS)-LIG-WOMEN(UP TO 20.00LAKHS) (sal& nonsal respectively)

7.95 & 8.05%

HL-PMAY(CLSS)-MIG-men (sal& nonsal respectively)

8.00 & 8.10%

HL-PMAY(CLSS)-MIG-Women (sal& nonsal respectively)

7.95 & 8.05%

APGVB-REALTER-FOR PLOT PURCHASE(SALARISED)

9.15%

APGVB-REALTER-FOR PLOT PURCHASE(OTHERS)

9.65%

General Purpose Asset Backed Mortgage Loans Term Loans

10.50%

Overdraft Facility

11.75%

ASSET BACKED AGRI(CC/OD)

11.50%

Personal Loans to Employees With Check–off facility.

10.50%

Without Check off facility.

12.00%

Education Loans UptoRs 4.0 Lacs

11.50%

Above Rs4.0lacs

11.50%

Car Loans To Public

9.95%

Two Wheeler Loans To public

12.00%

SME/ISB Loans Cash Credit / Over Draft FacilityUptoRs 5 Lacs.

12.50%

Cash Credit / Over Draft Facility Above Rs 5 Lacs.

13.75%

Loans covered  under CGTMSE   up-to Rs 10 Lakh.(MUDRA)

10.00%

Term Loans  UptoRs 5 lacs

13.75%

Term Loans Above Rs 5 Lacs

12.50%

ISB- UP TO 5.00LAC(T.L)

13.75%

ISB-ABOVE-5.00LAC(T.L)

12.50%

ISB-UP TO 5.00LAC(CC/OD)

13.75%

ISB-ABOVE-5.00LAC(CC/OD)

12.50%

SHGs General

12.50%

NRLM O/s UptoRs. 3 lakh

7.00%

 NRLM o/sAbove Rs.3 lakh

14.00%

Through MACS/VOs

12.50%

Crop Loans (Including  KCC,RMGs, JLGs, KouluRuthulu, ) (Disbursed during the Subvention period)UptoRs 3 Lacs till expiry of 1 year

7.00%

Above Rs 3 Lacs 

14.00%

Agrl. Term Loans and Allied Agrl.Term Loans (including JLGs, RMGs)UptoRs 50,000/-

12.00%

50,001/- to 1,00,000/-

12.50%

Above Rs 1,00,000/- AND UP TO 3.00LAC

12.75%

ABOVE 3.00 LAC

13.00%

Clean Overdraft

18.50%

ATL-Multi Purpose AGL UPTO Rs.10,00,000

9.75%

General Purpose credit cards (GCC) Up to 5.0lac

13.75%

Above5.0lacs

14.00%

Solar Off-Grid

11.00%

Overdraft Facility to Land Lord -Owners of our branch premises

13.50%

Demand Loans. Loans against NSC/ KVP/LIC Policies etc.,

15.00%

Savings Bank cum OD account

10.10%