Segment |
Interest Rate |
Personal Gold Loan ( Loan amount <= Rs.2.00 Lakhs) |
9.00% |
Personal Gold Loan or Term Loan (Vikas Jewel) (Loan amount > Rs.2.00 Lakhs) |
9.75% |
Multipurpose Agri Gold Loan Scheme bullet payment (Loan amount <= 2 lakhs) |
8.50% |
Multipurpose Agri Gold Loan Scheme (Loan amount > 2 lakhs) |
9.75% |
Multipurpose Agri Gold Loan Scheme half yearly repayment |
9.75% |
Housing Loans Women(sal& nonsal respectively) |
6.65% to 7.35% |
Housing Loans Men(sal& nonsal respectively) |
6.70% to 7.40% |
For Repairs and Upgradation (Maximum Rs 5 Lacs) |
9.50% |
Housing Loan - PMAY (Women) |
6.65%-7.65% |
Housing Loan - PMAY (Men) |
6.70%-7.70% |
HL Top up Loan |
HL ROI + 1% |
APGVB-REALTY-FOR PLOT PURCHASE |
9.35% |
General Purpose Asset Backed Mortgage Term Loan |
10.50% |
Personal Loans to Employees With Check–off facility. |
10.50% |
Without Check off facility. |
12.00% |
Education Loans Upto and including Rs 4.00 Lacs |
11.50% |
Education Loans Above Rs.4.00 Lacs |
11.50% |
Car Loans To Public |
9.95% |
Two Wheeler Loans To public |
12.00% |
SME/ISB Loans Cash Credit / Over Draft Facility Upto Rs 5 Lacs. |
13.75% |
Cash Credit / Over Draft Facility Above Rs 5 Lacs. |
12.50% |
Loans covered under CGTMSE up-to Rs 10 Lakh.(MUDRA) |
10.00% |
Term Loans Upto Rs 5 lacs |
13.75% |
Term Loans Above Rs 5 Lacs |
12.50% |
ISB- UP TO 5.00LAC(T.L) |
13.75% |
ISB-ABOVE-5.00LAC(T.L) |
12.50% |
ISB-UP TO 5.00LAC(CC/OD) |
13.75% |
ISB-ABOVE-5.00LAC(CC/OD) |
12.50% |
SHGs General |
12.50% |
NRLM O/s UptoRs. 3 lakh |
7.00% |
NRLM o/sAbove Rs.3 lakh |
12.50% |
Through MACS/VOs |
12.50% |
Crop Loans (Including KCC,RMGs, JLGs, KouluRuthulu, ) (Disbursed during the Subvention period)UptoRs 3 Lacs till expiry of 1 year |
7.00% |
Above Rs 3 Lacs |
14.00% |
Agrl. Term Loans and Allied Agrl.Term Loans (including JLGs, RMGs)UptoRs 50,000/- |
12.00% |
50,001/- to 1,00,000/- |
12.50% |
Above Rs 1,00,000/- AND UP TO 3.00LAC |
12.75% |
ABOVE 3.00 LAC |
13.00% |
Clean Overdraft |
18.50% |
General Purpose credit cards (GCC) Up to 5.0lac |
13.75% |
Above5.0lacs |
14.00% |
Solar Off-Grid |
11.00% |
Overdraft Facility to Land Lord -Owners of our branch premises |
13.50% |
Demand Loans. Loans against NSC/ KVP/LIC Policies etc., |
15.00% |
Savings Bank cum OD account |
10.10% |