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  • Special Features of NRE/NRO deposits

    Who can open an account

    A person , who fulfills all the 3 following conditions with any one of the approved purposes will be accorded an NRI status and eligible to open an NRE/NRO Account, i.e.

    1. person of Indian origin-passport
    2. gone abroad
    3. for an indefinite period.


    A) for business,
    B) for employment
    C) for vocation
    D) for Education.

    NRIs (Individual/ entities of Pakistan nationality / entities of Bangladesh require prior approval of RBI).

    Type of Accounts

    1) Non-Resident External Rupee account scheme (NRE A/c.)
    2) Non-Resident Ordinary Rupee account scheme (NRO A/c.)

    Schemes available

    Savings Bank Account
    Current Account
    Term Deposit/STDR/RD (maximum upto 10 years)

    For NRE deposits minimum tenor would be 12 months.

    Joint account

    NRE Accounts -Each account holder should be NRI

    NRO Accounts- With resident is permitted.


    Available & recommended (as applicable to domestic deposits)

    Rate of interest

    As applicable to domestic deposit accounts- For details click here

    Documents to be submitted along with Account Opening Application - For details click here

    For List of our Authorised Branches please click here

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