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  • Deposit products offered by APGVB:

    Agriculture Cash Credits (Crop loans)

    Purpose

    Raising of various crops

    Eligibility

    All categories of farmers - Small/Marginal (SF/MF) and others including Tenant farmers and Share Croppers who actually cultivate the lands

    Loan amount

    As per Scales of finance stipulated by the District Level Technical Committee, depending on the crop.

    ROI

    See Interest on loans and advances

    Processing fee

    See Service charges

    Security:
    a) Upto Rs 50,000

    b) Above Rs. 50,000 and upto Rs. 1,00,000

    c) Above Rs.1,00,000

    d) For tobacco, Sugarcane and other crops under ti-up arrangement with boards/ factories/ companies 
    i. Upto Rs. 1 Lac 
    ii. Above one lac


    Hypothecation of crops

    i. Hypothecation of crops
    ii. Mortgage of lands or Third party guarantee

    i. Hypothecation of crops
    ii. Mortgage of lands

    i. Hypothecation of crops 
    ii. a. Hypothecation of crops
    b. Mortgage of lands

    Papers / Documents required

    a) Land records to ascertain cultivation rights.
    b) Acreage under different crops 
    c) Sources of other borrowings e.g. Co-operative Societies and Banks.

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