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  • Deposit products offered by APGVB:

    General Purpose Credit Card

    Purpose

    Provide hassle free revolving credit to customers based on the assessment of cash flow without insistence on security, purpose and end-use of the credit.

    Eligibility

    All existing customers with more than 3 years of banking history with the branch.

    Loan amount

    Based on the assessment of income and cash flow of the entire household – 20% of the annual income or Rs 25000/- whichever is less.

    ROI

    See Interest on loans and advances

    Processing fee

    See Service charges

    Repayment period

     

    O/s should be cleared in yearly / half yearly / quarterly / monthly intervals or atleast 20% of the amount should be repaid.

    Security:

    No collateral security.

    Papers / Documents required

    d) Application
    e) DP Note and DP Note Take Delivery Letter
    f) Arrangement letter

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