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Deposit products offered by APGVB:

General Purpose Credit Card

Purpose

Provide hassle free revolving credit to customers based on the assessment of cash flow without insistence on security, purpose and end-use of the credit.

Eligibility

All existing customers with more than 3 years of banking history with the branch.

Loan amount

Based on the assessment of income and cash flow of the entire household – 20% of the annual income or Rs 25000/- whichever is less.

ROI

See Interest on loans and advances

Processing fee

See Service charges

Repayment period

 

O/s should be cleared in yearly / half yearly / quarterly / monthly intervals or atleast 20% of the amount should be repaid.

Security:

No collateral security.

Papers / Documents required

d) Application
e) DP Note and DP Note Take Delivery Letter
f) Arrangement letter

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