Dairy activity generates self-employment opportunities, contributes directly increase in milk production and indirectly supports in procurement, preservation, transportation, processing and marketing of milk and milk products.

• To augment milk production.
• Raising farmers income levels

• Lending to only existing KCC borrowers.
• CC borrowers who are maintaining loan accounts as Standard Asset for the past 6 years are eligible. (KCC account may be in Live/Closed status).
• Applicant farmer should be less than 60 years age.
• Farmer should own a land of at least 2 acres having irrigation facility.
• Borrower / Applicant already having dairy unit is also eligible if he/she would like to expand the unit

Interest rate is 12.00% per annum.

Repayment Period 3 Years (36 EMIs)
85% of the purchase/project cost or maximum Rs.1,60,000/- whichever is lower. (Minimum Loan amount Rs.50,000/-)

Margin - Minimum 15% of the total purchase cost.

KYC of the applicants.

direct link to service charges

Primary :
   a) Hypothecation of live stocks.
   b) CGFMU coverage for the total loan amount

•        If the applicant farmer having Live KCC loan with the Bank: Combined Loan exposure (Express Dairy+KCC+ATL+AATL, if any) is more than ₹2,00,000/-, to be covered by way of mortgage of Agricultural land value equivalent to the total limit exposure
•             If the applicant farmer having a closed KCC loan with the Bank (Meeting the above eligibility) -Maximum loan can be Rs.1,60,000/- (No mortgage or guarantee).